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Reimbursement:Any70%+80%+90%+

Accident & illness are confirmed; specific add-ons (dental, travel…) are being verified per provider — confirm before buying.

Figures are estimates, not quotes — confirm the exact price & terms with each provider. Provider terms last updated June 2026.

PHI Direct
Accident & Illness · Petline / Definity (Economical family) · From $45/mo
Reimbursement80%
DeductibleAnnual $200
Annual limit$10,000
Waiting14d
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